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There has been a lack of knowledge about guarantor loans in the recent past and it was not as widespread. But in the past year or so after the onset of the COVID-19 pandemic, there has been an increase in the number of guarantor loans. People who have little in the way of financial resources […]

Cash-Out Refinance Experts suggest that home prices are steadily climbing and could reach new heights in 2021, increasing by nearly 5.7%. Buying a home is a costly affair and a big investment for the ordinary person, such that you’d want to make the space warm, cozy, and comfortable. However, with the rising costs, you are neither […]

Did you know that the usable home equity in the US totals 5.5 trillion dollars? And somewhat surprisingly, it has continuously grown throughout 2020 and beyond despite the advent of a worldwide pandemic. Here is a guide to home equity loans that let you know everything you want. You know all about the first mortgage […]

For many first time home buyers, the entire process involved with purchasing their first property is intimidating. Several factors determine your monthly mortgage payment and how much house you’re able to afford.  It may seem obvious, but before you can own a home, you have to apply for a mortgage. Unless you have the cash […]

Refinancing your mortgage loan gives you the opportunity to reduce your monthly payments. But, there are several steps and processes you need to go through before you can finalize a mortgage refinancing. First, you need to determine how much equity you currently have in your home. Doing so enables you to determine if going through […]