Our experienced and talented team of professionals has come together to provide you and your family with the ultimate mortgage experience. From our loan originators and assistants with fantastic reputations who do business the right way to the incredibly experienced and logic-driven underwriters, our goal is to place your family in the best available loan.
We aim to improve the lives of those in our community by exceeding expectations and elevating the real estate experience in Arizona, California, Colorado, Florida, Idaho, North Carolina, Oregon, Texas and Washington. We are dedicated to the success of our agents personally and professionally. Our core values system is centered on honesty, professionalism, integrity, and knowledge. We strive for excellence in every aspect of our business to give you the ultimate mortgage experience. Clients, agents, and our community come first.
Whether you’re a first-time homebuyer or someone who’s trying to refinance from a 30-year to a 15-year mortgage, it’s important to ask yourself the following questions to help you determine what’s the best home loan for you.
Fixed rate or adjustable rate home loan
Do you want a standard fixed rate or do you want a lower monthly payment upfront with potential for rate movements in the future? Adjustable rate home loans offer lower monthly payments in the short run but your payments will likely change over time.
Conforming or jumbo loan
How much do you plan to borrow with your home loan? Is the home located in a high-cost area? If your mortgage exceeds the conforming loan limit of $750,000 or more, you may need to take out a jumbo loan or high balance mortgage.
Government or conventional mortgage
Government mortgage programs offered through the FHA, VA and USDA offer great low down-payment options for homebuyers, however conventional loans usually feature more flexibility for those with good credit.
Tucson – Downtown Tucson Branch:
Address: 1 S Church Avenue, Suite 1610, Tucson, AZ 85701
Atascadero Branch, CA:
Address: 8575 Morro Road, Suite F, Atascadero, CA, 93422