Karen Kalm Mortgage Loan Officer with Altitude Home Loans

Karen Kalm

NMLS 231756

Senior Loan Officer




Originating in Arizona

Karen Kalm

I grew up in New Jersey and am a Jersey Girl at heart. I moved to Arizona and entered the work force in Phoenix. Money and finance are my passion, beginning my career in auto finance. As my career took off, I studied business at Glendale and Paradise community colleges. Given the right opportunity, my career continued in Tucson in the mortgage profession in 1998.

Finance, numbers, and putting together paperwork are fun to me. Some folks who do finance-related careers don’t seem to have much of a personality. The best part of my job is the people and our interaction throughout the loan process. Let me make numbers fun for you too and show you what’s possible.

My focus is to educate my clients on their best options for their financial goals. There are many different steps to helping a customer get the house of their dreams. Sometimes it takes a little ingenuity, experience, and creativity to get the client the loan that makes sense for them. From manufactured homes to single family homes to investment properties, my experience matters.

By focusing on communication, my team works closely with you to move your loan to closing quickly, effectively, and professionally. When we meet, you’ll be my customer, but soon after you’ll become my friend; and sometimes even family. One of the best things I enjoy about being a member of the Altitude team is our culture. We share a commitment to build genuine, lifelong relationships.

Outside of work, I enjoy adventures with my husband, our grandbaby, and our dogs. We like to RV all over Arizona—my husband drives and I work in the back—you’ll never know. We also like riding Harleys and kicking back after working hard.

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  • Altitude Financial Corporation dba Altitude Home Loans
  • NMLS 1955555
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