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how many people can be on a mortgage

How Many People Can Be On a Mortgage?

There are plenty of reasons a pair may want to co-own a property’s mortgage, whether they’re partners or just roommates. They may even want several people to take responsibility for the home’s mortgage repayments, but what are the rules about how many people can be a mortgage at once? For the curious and those wanting […]
can you roll closing costs into mortgage

Can You Roll Closing Costs Into Mortgage?

When you save money to buy a home, that cash must cover more than the down payment. You also need to plan for the closing costs of the loan, which include the fees and expenses of issuing the loan. In most cases, these costs equal 2% to 5% of the loan amount, which has many […]
local mortgage lender

Benefits of Working with a Local Mortgage Lender 

Buying a home means making several decisions — and not just about finding the perfect property. Choosing the right people to guide you along the path to homeownership also matters, as they’ll ensure you get the best information, service, and insights.  Your home buying team includes your mortgage lender, and you need one who wants to be […]
what is an origination fee on a mortgage

What Is an Origination Fee on a Mortgage?

One of the first things you’ll learn when buying a home is that the mortgage application process comes with several different steps and, unfortunately, fees. One of these is the origination fee. As the best mortgage lenders in Tucson, Arizona, Altitude Home Loans knows that homebuyers tend to have a lot of questions about the mortgage […]
what is a mortgage credit certificate

What Is a Mortgage Credit Certificate? 

Buying a home is an investment. The initial down payment plus closing costs often present substantial challenges for first-time homebuyers.  As a result, several programs exist to enhance homeownership prospects for Americans, especially those in the low- to moderate-income bracket.   One such program, the mortgage credit certificate, lowers the barrier to entry for those planning […]

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