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The mortgage industry is a significant part of the US economy and is one of the biggest in the world. The mortgage rates are at an all-time low of 3.08% as of March 2021, spurring many home buyers. However, the mortgage process is quite daunting, especially for a first-time buyer. It is not always that […]

For the 8th straight week, home refinancing rates are below 3%. The low interest rates have increased the home equity in many markets. An average borrower gained $33,000 in home equity in the year 2021. Refinancing your home, when done right, can save you money in interest. But what if you want to refinance your […]

Proof of Income According to statistics by the National Association of Realtors® (NAR), 88% of homebuyers finance their home purchase through a mortgage or a home loan. Qualifying for a mortgage can be a tedious process and requires a lot of documentation. Due to the substantial money borrowed, most money lenders have strict requirements to guarantee […]

Are you a member of a federally recognized tribe? Did you know that you may be eligible for a Native American home loan? Section 184 loans are dedicated to providing home loans to the Native American community. Those associated with federally recognized tribes may be eligible for a section 184 Indian home loan. This article […]

Home affordability is the highest right now in 42 years, according to the National Association of Realtors. The home prices have also been down more than 30% from their 2006 peak. While buying a home is not to be taken lightly, this news makes it ideal for homebuyers, especially those looking to buy for the […]