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When closing on a new home, you might consider mortgage lender credits to offset costs and save money upfront. Before deciding, however, it helps to know how these credits can affect your original loan estimate and what they’ll really cost you in the future.  At Altitude Home Loans, we make home purchasing in Tucson, AZ, more […]

Buying a home is a big step in anyone’s life, and when it comes time for you, you need proper financing. Many people seek a mortgage loan for financial assistance but still need to figure out mortgage brokers vs. lenders. This short guide can help you determine whether a lender or broker could help you […]

Buying a home presents challenges for first-time buyers and experienced homeowners alike. If you need financing for your next home, you don’t have to navigate the mortgage process by yourself. You can work with a professional mortgage broker and get the loan you need at competitive terms.  Learn more about mortgage brokers and their role […]

Inflation tends to increase housing prices. The Federal Reserve raises interest rates from time to time to bring inflation down. The Consumer Price Index, a tool to track inflation, jumped 0.4% in September 2022 after a modest increase of 0.1% in August. As a result, mortgage rates have risen, with the average 30-year fixed rate […]

The process of refinancing your mortgage can be lengthy, sometimes dragging on for weeks. One way to speed up the process is to gather the documents needed to refinance your mortgage early so you can provide them as soon as the lender requests them. Speaking to a qualified mortgage broker in Tucson, AZ, will also […]