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Proof of Income According to statistics by the National Association of Realtors® (NAR), 88% of homebuyers finance their home purchase through a mortgage or a home loan. Qualifying for a mortgage can be a tedious process and requires a lot of documentation. Due to the substantial money borrowed, most money lenders have strict requirements to guarantee […]

Home affordability is the highest right now in 42 years, according to the National Association of Realtors. The home prices have also been down more than 30% from their 2006 peak. While buying a home is not to be taken lightly, this news makes it ideal for homebuyers, especially those looking to buy for the […]

  Buying a house is the first half of the battle. The second and the most important one is to choose a mortgage and a lender. Lenders are financial institutions or banks that facilitate home loans. Since you are likely to be paying off your mortgage for the next few years, it’s in your best […]

There has been a lack of knowledge about guarantor loans in the recent past and it was not as widespread. But in the past year or so after the onset of the COVID-19 pandemic, there has been an increase in the number of guarantor loans. People who have little in the way of financial resources […]

Cash-Out Refinance Experts suggest that home prices are steadily climbing and could reach new heights in 2021, increasing by nearly 5.7%. Buying a home is a costly affair and a big investment for the ordinary person, such that you’d want to make the space warm, cozy, and comfortable. However, with the rising costs, you are neither […]