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When you save money to buy a home, that cash must cover more than the down payment. You also need to plan for the closing costs of the loan, which include the fees and expenses of issuing the loan. In most cases, these costs equal 2% to 5% of the loan amount, which has many […]

Buying a home means making several decisions — and not just about finding the perfect property. Choosing the right people to guide you along the path to homeownership also matters, as they’ll ensure you get the best information, service, and insights.  Your home buying team includes your mortgage lender, and you need one who wants to be […]

One of the first things you’ll learn when buying a home is that the mortgage application process comes with several different steps and, unfortunately, fees. One of these is the origination fee. As the best mortgage lenders in Tucson, Arizona, Altitude Home Loans knows that homebuyers tend to have a lot of questions about the mortgage […]

Buying a home is an investment. The initial down payment plus closing costs often present substantial challenges for first-time homebuyers.  As a result, several programs exist to enhance homeownership prospects for Americans, especially those in the low- to moderate-income bracket.   One such program, the mortgage credit certificate, lowers the barrier to entry for those planning […]

Buying a new home is an exciting time, but it’s also a potentially stressful endeavor for buyers and sellers alike. Being fully prepared could make the process smoother, helping you settle down in that new home much sooner. Are you looking at homes in Arizona or California? Altitude Home Loans is one of the best […]